Welcome to Credit Prime. By accessing or using our website, platform, services, or any related features, you agree to be bound by these Terms & Conditions.
If you do not agree with any part of these terms, please do not use the Credit Prime platform or its services.
These Terms & Conditions apply to all visitors, users, customers, and individuals who register or interact with Credit Prime.
Credit Prime provides services and resources designed to help users understand credit information and improve their awareness of credit management.
Our services may include:
The availability of specific services may depend on eligibility, bureau requirements, applicable laws, and the information provided by the user.
You must be at least 18 years old and legally capable of entering into an agreement to use Credit Prime services.
By using the platform, you confirm that the information provided by you is accurate, complete, and current to the best of your knowledge.
Credit Prime reserves the right to restrict or refuse access to its services where permitted by applicable law.
Credit Prime may facilitate access to credit reports and scores from supported credit information companies, including TransUnion CIBIL, Experian, Equifax, and CRIF High Mark.
Credit reports and scores are generated and maintained by the respective credit information companies. Credit Prime does not independently create, control, or guarantee the accuracy of information contained in a credit report.
Credit scores can change based on information reported by lenders and other authorised institutions. Credit Prime does not guarantee any particular score, score increase, loan approval, credit-card approval, or other financial outcome.
Any credit-related information, tips, or educational content provided through Credit Prime is intended for informational purposes and should not be treated as a guarantee of a specific financial result.
When using certain Credit Prime services, you may be required to provide information such as your name, mobile number, email address, PAN, date of birth, or other details required for identity verification.
You are responsible for ensuring that the information submitted by you is accurate and belongs to you. You must not provide false, misleading, or unauthorised information.
You are also responsible for keeping your account credentials, OTPs, and other authentication information confidential. Do not share OTPs or account credentials with anyone.
Credit Prime may provide opportunities for individuals or professionals to register as partners and build knowledge or services around credit reports and credit awareness.
Becoming a partner does not automatically guarantee customers, income, leads, commissions, or any specific business results.
Partners are responsible for providing accurate information, following applicable laws and regulations, and maintaining professional conduct while interacting with customers or prospective customers.
You agree to use Credit Prime only for lawful and legitimate purposes.
You must not:
Credit Prime may work with third-party service providers, credit information companies, technology providers, payment providers, communication services, or other partners to provide certain features.
Third-party services may have their own terms, conditions, and privacy policies. Your use of such services may therefore be subject to the terms applicable to those third parties.
Credit Prime is not responsible for the independent policies, availability, or actions of third-party services outside our reasonable control.
All content available on the Credit Prime platform, including text, graphics, logos, designs, layouts, icons, images, software, and other materials, may be owned by or licensed to Credit Prime and may be protected by applicable intellectual property laws.
You may access and use the content for personal and legitimate purposes in accordance with these Terms. You may not reproduce, modify, distribute, sell, or commercially exploit Credit Prime content without prior written permission.
Credit Prime provides its services and information on an "as available" basis. While we make reasonable efforts to maintain accurate and reliable information, we do not guarantee that the platform will always be uninterrupted, error-free, or completely accurate.
Credit Prime does not guarantee an increase in your credit score, approval of any loan or credit facility, or any particular financial outcome based on your use of our services or recommendations.
Credit-related decisions are made by lenders and other financial institutions based on their own eligibility criteria and assessment processes.
To the extent permitted by applicable law, Credit Prime and its representatives will not be responsible for indirect, incidental, special, or consequential losses arising from your use of, or inability to use, the platform or its services.
This includes losses resulting from reliance on credit information, service interruptions, third-party services, or decisions made by you based on information available through Credit Prime.
Nothing in these Terms is intended to exclude or limit any liability that cannot legally be excluded or limited under applicable law.
We may update these Terms & Conditions from time to time to reflect changes in our services, business practices, or applicable legal requirements.
When changes are made, we will update the "Last updated" date displayed at the top of this page. Your continued use of Credit Prime after updated terms are published means that you accept the revised Terms & Conditions.
If you have any questions about these Terms & Conditions or our services, you can contact us using the details below: